MGM Rewards provides guests with more ways to earn –. The 5. 75,000 Tier Credits (or match with Hyatt Explorist or Globalist status). Enjoy MGM’s hotel, dining, entertainment, gaming slots and table games, and you will earn rewards instantly. com Website and it turns out this is true. Gift Cards can also be applied towards room nights by visiting the. 2) If you aren’t yet, you’ll have to sign in to your MLife account. MGM Rewards™ | Borgata Hotel & Casino There are perks that come with the card, though. As a reminder, World of Hyatt Globalist members can status match to MGM Rewards Gold status and will receive waived resort fees starting February 1st for any direct booking. New M life Rewards members qualify for the benefits of the Sapphire tier. Discounts to select shows. . 1 to Sept. . Vacations by MGM Resorts Save by booking your flight and hotel together. BetMGM's bet slip automatically fills in a $50 wager. Live! Casino & Hotel is open 24 hours a day, 7 days a week. Anywhere. Unused. Live the M life with more ways to earn – Comps AND Points. The base points in turn convert to express credits which can get you free play and food etc. You also agree to provide personal information in exchange. ”. New MGM Rewards Tier Benefits. Gold. Kim. For FREEPLAY®, FreeBet, SLOT DOLLARS®,. Live Cruise Reports. Members will also be rewarded for their slot and table play at any one of MGM Resorts’ destinations nationwide. MGM Resorts first realized the value of identity management when they connected several cloud-based HR systems to a single user provisioning platform to manage their 62,000 employees. Join now and start earning rewards. The higher you go, the faster you earn. For my upcoming trip after Thanksgiving I'm staying at Luxor, which on the surface sounds like a bad idea, but in June stayed there in renovated rooms and it was decent (and resort fees waived, which not all MGM properties give me). org or call 1-800-GAMBLER1. The launch date. M life Rewards elites earn additional bonus points, depending on status tier. Promotions. You can match from World of Hyatt Explorist or Globalist status to M Life Gold. 42 helpful votes. Check the Promo Page for qualifying partners and eligible status levels. Save. About Mahindra Lifespaces: Mahindra Lifespaces is the real estate and infrastructure development business of the Mahindra Group. Oct 3, 2023 to Nov 28, 2023. 1, 2022. Pearl members 10% bonus. Gift Cards can also be applied towards room nights by visiting the hotel front desk. The M life Rewards destinations are Bellagio, ARIA, Vdara, MGM Grand Las Vegas,, The Signature at MGM Grand, Mandalay Bay, Delano Las Vegas, Park MGM Las Vegas, NoMad Las Vegas, The Mirage, New York-New York, Luxor and Excalibur. M life members get access to special room rates, pre-sale. 50 Express Comps per person per visit; Borgata Buffet for you and a guest for $12. Caesars Rewards card for new players 6:53 pm; Incident Notice for Caesars Rewards Members 5:59 pm; December 2023 role call 5:55 pm; Criss Angel Tickets 5:36 pm; Trip report 2nd / 7th nov 5:26 pm; Marquee Dome Winter Pool Party 5:14 pm6. Log In & Manage AutoPay. FNBO M-Life Rewards Approved $15,000. Another way to earn elite status includes The World of Hyatt Credit Card from Chase. This tier matching will not be going away any time soon. Previously, the best rewards were for the gaming guests that spent big money on the casino floor. Offers | Excalibur Hotel & CasinoHyatt's CC beats Mlife's, even at their own MGM Resorts! The two free nights can even be used for category 7 like Park Hyatt in NYC! Mlife's card only gives you Pearl whereas Hyatt gives you Gold. Platinum ( 30-54 points) Emerald (55-79 points) Diamond (80-174 points) Diamond Plus (175-699 points) Pinnacle Club (700 or more points) Even at the entry-level tier of the Crown & Anchor Society program (Gold), members get some notable perks, including discounts on all sorts of onboard purchases. MGM is making big changes to its M Life rewards program, and these will launch on February 1, 2022. Standardizing M life Rewards Member Room Rate Discount. Present the voucher at the MLife desk at the property where your buffet reward is physically located. Spent the better part of a day at the Borgata Casino. Express Comps and points can be earned by playing select gaming. Bonus points are similar to. FREEPLAY® Rewards offer is valid one time only and must be played the same gaming day of issuance. Reach the Pearl, Gold, Platinum or NOIR Level and, just like points, you will earn a bonus on all of your MGM Rewards Points. The most visible change in the M Life program: Starting Feb. Learn More MGM Rewards App. In addition to M life, several casinos have rewards programs that offer elite members free parking. Step 2: Once tier status is validated, book your cruise. MVP provides service members with an M life Rewards card that has an MVP logo and provides access to all of the. Tuesday, November 21. M Life rewards + M Life credit card = free parking. The report includes information such as the amount of money wagered, the amount won. The range is vast and more luxurious benefits motivate members to move up tiers. The M life Loyalty Program. There are three variants; a typed, drawn or uploaded signature. Receive a matched M life Rewards tier level; Earn M life Rewards tier credits in lieu of base points for eligible stays at participating Hyatt hotels and resorts; Book participating M life Rewards destinations through Hyatt channels; One of the most valuable benefits for many elites is the matched M life Rewards tier level. For further assistance, call MGM Rewards Member Services at 866-752-7111 for assistance. M Life Rewards and Tier Status cater to bettors with bigger bankrolls and are unattainable for the casual bettor, which is a drawback of the customer rewards program. Join now and start earning rewards. The offer is currently available through December 31, 2020. 1 Tier Credit for every point earned. Royal Caribbean International is a global cruise brand with 25 innovative ships, calling on more than 280 destinations in 72 countries across six continents. To book a flight package to Borgata, call 866. The exchange rate from BetMGM Reward Points to MGM Rewards Points and bonuses is 1. 00. Print off your rewards voucher online. m. Your rewarding relationship – meaningful rewards delivered through a convenient experience. Beach Bronze. Report inappropriate content. Additionally, the first-hour free offer for guests and visitors does not apply to oversized vehicles; you start paying as soon as you enter the oversized parking lot. Under M life guidelines, bettors earned 10 tier credits per $10 spent on video poker and 10 tier credits for every $3 wagered on a slot machine. Now you have mLife status which will not expire until the end of Sept 2020. Got the 2 week message at that time. *Credit card payments are posted. An extension of M life Rewards, MGM Resorts' premier loyalty program, MVP automatically upgrades members to the second Tier Level, Pearl, which includes free self-parking, and provides a dedicated. "First off, the name change is official: MGM Rewards will be the name. Use the mobile app to quickly: Check credit card balances. Give the gift of memorable moments with the MGM Rewards Gift Card. Step 1: Call Royal Caribbean at 1-800-762-0702 or Celebrity Cruises at 1-888-858-4478 to validate tier status. Your participation in this Program will be governed by these Terms and Conditions. They help us to know which pages are the most and least popular and see how visitors move around the site. Browse our yoga shop full of lounge wear, yoga wear, active wear and more. • Valet parking is complimentary* for Gold, Platinum and NOIR M life Rewards members M life Rewards MASTERCARD • M life Rewards Mastercard cardholders receive an automatic upgrade to Pearl status. I bought tickets to KA. Visit the MGM Rewards™ Desk for more details. By playing at several of MGM’s facilities, you may earn points toward incentives and perks. MGM will retain its same 5 membership tiers in the new program. Thursday, November 16–Sunday, November 19. PT on. Unfortunately, MGM is massively devaluing the program, making it more difficult to qualify for Gold and Platinum status. The card was just announced today, and you can currently apply for it online, though you'll need to create an M Life Rewards account if you don't have one already. Give the gift of memorable moments with the MGM Rewards Gift Card. Keep in mind unlike other credit cards you need to be 21 years of age to apply for this (as this is a requirement of the M. Borgata Online Rewards: Benefits. For all M life Rewards Gold members: Complimentary self and valet parking; Access to Amphora Lounge for you and a guest for $12. MGM Resorts is rolling out its M-life gaming loyalty refresh on February 1, 2022, and the program is renamed MGM Rewards. Sign in or Join. Get more than just a ticket with the best-in-house seats, one-of-a-kind upgrades, and premium hotel stays across Vegas curated by MGM. Beyond the hotels, each of the resorts in Las Vegas has its own unique experiences, from exceptional shows for the entire family by Cirque du Soleil to top-name artist residencies like Lady Gaga and Cher. Earn points, comps, and free play at Borgata Hotel Casino & Spa and other participating properties. M life Rewards Gold, Platinum and NOIR match to World of Hyatt Explorist status; Related reading: TPG's guide to Las Vegas casino loyalty programs. Cannot be redeemed for cash. M Life - This program encompasses every property under MGM Resorts International’s umbrella. ”It is good at any Caesar's (Total Rewards) restaurant around the nation that they actually own. You can use your MGM Rewards membership to get perks in-person at Borgata Atlantic City as well as online at BetMGM Casino & Sportsbook and Borgata. Fortunately, the number of base points you earn with M life is not quite so opaque as Grazie, even if it remains complicated: Expect to earn 1 base point for. The M life Rewards MasterCard will provide consumers with access to exclusive offers and benefits only available with a MasterCard product. The M life Loyalty Program. The Points you earn playing slots and VLT's will now be called Slot Dollars. Rewards points don’t expire. 6 helpful votes. I checked my offers for the next trip, and due to a lucky find I. m. Points earned can be redeemed for FREEPLAY and Express Comps for use on rooms, shows, dining, entertainment and spa. CLICK. This Mlife rewards list is valid as of September 2021 and is updated whenever there is a new change in the rewards happens. Match Page. Home | MGM Grand Las VegasCurrent M life Rewards members can sign up for the MVP card at any M life Rewards Desk. They help us to know which pages are the most and least popular and see how visitors move around the site. Continue to use your M life Rewards MasterCard, and your Points will never expire. Noir (Invite only- lucky ducks!)Offers | MGM ResortsGird your loins, MGM Resorts has “reimagined” its popular M Life Rewards player loyalty club. Report inappropriate content. This had been discussed within the Las Vegas Forum. Even though there’s reciprocity between the two programs in theory, learning how to “maximize” Las Vegas is proving a challenge for. The offer is currently available through December 31, 2020. MGM Rewards (prev MLife) contact info. A gaming day is between 6:00 a. Re: Mlife rewards question. Membership Tiers. Easily schedule one time payments or recurring monthly payments to your account. One perk of the new program that should excite World of Hyatt elites is waived resort fees for MGM Rewards Gold members. Seven Stars is the highest tier in the Caesars Rewards program. From there, you can redeem BetMGM rewards points for free bets online in increments of $10 or $25 by redeeming 800 or 2000 rewards points. Members will also be rewarded for their slot and table play at any one of MGM Resorts’ destinations nationwide. nEarn $0. We apologize for the inconvenience. Step 2: Check-in to your Las Vegas hotel. M life Rewards card at the exit machine to receive the free-parking benefit. In that piece, he noted that MGM was using the name "MGM Rewards" interchangeably with "M Life. Please allow up to seven days for your Tier Level to process. By Phone. LAS VEGAS, May 22, 2019 /PRNewswire/ -- This summer, MGM Resorts is going "all in" to celebrate the second anniversary of its M life Rewards' Military & Veterans Program (MVP) with a poker tournament honoring our military and giving back to the community. Learn how to earn and redeem. Decide on what kind of signature to create. FREEPLAY® Rewards cannot be converted into cash. Under the new program, Emerald & above only get to Gold Card status. •Self-parking is complimentary* for Pearl, Gold, Platinum and NOIR M life Rewards Members. As an MGM Rewards member, you'll receive valuable offers and benefits on our modern ships, which visit 290 exciting destinations worldwide, including all seven continents. How the M-Life program works: Your first 10 check-ins on the app = a M-Life Reward. MGM Rewards™ | Beau Rivage Resort & Casino Here’s a step-by-step guide to getting free parking at MGM with the MGM Rewards program: (I’ll explain in detail further below) Open an MGM Rewards account (formerly known as M Life Rewards). Here are the main benefits: Automatic upgrade to Pearl status. An extension of M life Rewards, the Company’s premier loyalty program, MVP automatically upgrades members to the second Tier Level, Pearl, which includes free self-parking, and. Anywhere. so, you’ll need to activate your account to enjoy all the features and benefits M life Rewards has to offer. MGM Rewards Mastercard. Join MGM Rewards and enjoy up to 10% off room rates at select hotels and resorts in Las Vegas and other destinations. With this you’ll earn your rewards quicker and get 10,000 bonus points when you spend $1,000, plus priority hotel check-in, and an automatic upgrade to. (World Of Hyatt Credit Card gives members automatic Discoverist Status)2. Anyone know if this is "use or lose" or if I ignore this if other offers will come? #17 Beach, Jan 30, 2019. Past Win/Loss Statements can be obtained by downloading and. They also offer a special MVP M life Rewards card that gives an automatic upgrade to Pearl status and the benefits that accompany that M life Rewards tier. Meaning: It offers rewards at more properties than any other program in Las Vegas. There is an MLife desk at almost all MGM properties and they are usually signposted well. M Life Rewards is also changing the earning rates when playing slots, video poker and video lottery terminals to be more akin to table games. Bet $10, Get $200 Get Bonus. Just by signing up for an MGM rewards mastercard and spending money, cardholders begin earning points toward elevated. The MGM Resorts M Life Rewards Program is a loyalty program that serves the 17 MGM Resorts destinations. Tier match promotions are an excellent way for casino visitors to jump levels of a rewards program without spending money on food. You also agree to provide personal information in exchange. MGM Rewards members receive one hundred (100) Gift Points for every $1 SLOT DOLLAR® earned playing slots or video poker machines, or Video Lottery Terminal (VLT); and earn Gift Points for Table Game play based on game type, average bet, and length of play between 12:01 a. M life Rewards account members also receive access to M life Moments events countrywide. . 6 billion. Promotion Rules. Join MGM Rewards and enjoy up to 10% off room rates at select hotels and resorts in Las Vegas and other destinations. Must be an MGM Rewards™ Member. But BetMGM offers much to like, such as on its promotions page with a plethora of parlays and insurance on those parlays. Members will be rewarded for enjoying hotel, dining, entertainment, and spa experiences. PRESIDENT: advance to M. Simultaneously, you earn 4 MGM Tier Credits per $1 spend. MGM Resorts International’s Loyalty Program, M life Rewards, Takes Home Two 2018 Freddie Awards MGM. See full list on mgmresorts. Royal Caribbean International charges a service fee of $15 per person for travel within North America, and Canada, and $25 per person for. That, however, is only half the story. 10% discount off standard room rates for U. Every check-in after that gives you additional M-Life points. Lindblad Expeditions partnership with World of Hyatt. Tusk has been criss-crossing the country since 2008 as The Ultimate Fleetwood Mac Tribute. 1 base point = tier credits. All Other Casino Alliances: 855-724-4685 For MGM Rewards Members. If you signed up for M life Rewards at the start of the trip, you’d be a Sapphire member and earn: 25,000 tier credits for your hotel spend. One of the most notable changes to MGM Rewards is that non-gaming customers will now also reap the. As most of you probably know, Hyatt Gold Passport and MGM M Life have a partnership in Las Vegas, which was the first and best of its kind. Members can then use their points for stays, wining and dining, and other hotel expenses. M. Or use it to relax and unwind and book a luxurious spa treatment. The name change from M life Rewards to MGM Rewards is just the start. Borgata to integrate into M life. More Info. 7117. BetMGM M Life Rewards Program. For example, transportation benefits in Las Vegas increase with each tier. Earn rewards even faster with up to 30,000 bonus points¹. MGM Resorts in Las Vegas. M life is the rewards program for all the MGM Resorts in Las Vegas from Mandalay Bay, to MGM Grand and Bellagio to name a few. M life Rewards Program terms and conditions provide complete details. Royal Caribbean is more than your ride to some of the coolest spots on the planet. MGM Rewards Gift Cards. MGM Rewards Gift Cards. Known as Life Rewards, the program allows members to access discounts on gift cards and dining, cashback on retail purchases, complimentary wellbeing courses and more. MGM Resorts announced a few weeks ago that its M Life loyalty program is undergoing several changes. 1, 2022. Best Rates with MGM Rewards. View transactions. Previously, you ONLY earned MGM Tier Points. Trade points for perks. If anyone has access to this info I would greatly. MGM Rewards gives members the power to earn benefits for virtually every dollar spent. Although details are still limited, MGM's website notes, "starting February 1, 2022 earn Tier Credits playing slots, video poker, and video. The M Life Rewards MasterCard offers complimentary low-tier elite status, bonus points on select purchases and more. Australian health insurance giant Bupa has launched a loyalty program to reward its long-standing members. On February 1, 2022, MGM Resorts International will be launching its brand new loyalty rewards program. each day during the promotional period. Regional M life Rewards destinations include: Beau Rivage, Gold Strike Tunica,. com with your M life Rewards and World of Hyatt membership numbers. " Groove to his R&B classics and new hits for the last time, as this marks his farewell performances in Las Vegas. Sapphire; Pearl (25,000 points) Gold (75,000 points) Platinum (200,000 points) Noir (By invitation only) The more you play online, the quicker you collect iRewards points and reach the next. In the current program,. Please play responsibly - for help visit mdgamblinghelp. Valet parking will return to Aria, Vdara, Bellagio and the MGM Grand on May 25. The M Life Rewards Program isn’t just for gamblers. You are mixing up tier credits (earned by spend and gaming) with base points earned by casino play, with an emphasis on slots. Found this under mlife FAQs "You earn Tier Credits for virtually every dollar you spend - including gaming - across all our M life Rewards Destinations For every dollar you spend on your hotel stay, dining, entertainment, or spa you earn Tier Credits - in Las Vegas you earn 25 Tier Credits per dollar spent; at Beau Rivage, Gold Strike Tunica, and MGM Grand. Your play and spend are recognized as a single account making it easy to. It gives us more benifits and discounts at all MGM. You’ll enjoy access to nearly 100 new M life Moments, ranging from a private. Sign. Tier status is based on rated play from Oct. Related Read: 12 Free Parking. (M life itself does the best job I’ve seen so far of comparing all these different casino rewards programs. Visit the MGM Rewards™ Desk for more details. In this review we will look at the pros & cons of this card and see if it’s worth applying for. Redeem your MGM Rewards Gift Card at participating retail shops, restaurants, bars and lounges, and the wedding chapel. Save. Book now and get up to 10% off room rates at Bellagio,. The credits can be. playAWARDS. Guests who picked the wining team will WIN FREEPLAY®! Swipe your MGM Rewards card at a promotional kiosk on Tuesday, November 21 to receive your prize. You would need to show your military ID at check-in and you must purchase in person. 50 Express Comps per person per visit; Dedicated line at Metropolitan; Dedicated line at the M life Rewards Desk and Front Desk3x Points and Tier Credits Earned Per $1 Spent at M life Rewards Destinations. As of July 15, all M life members, regardless of elite tier, will receive a discount of just 10%, far below the previous cap of 30% for top-tier elites. The BetMGM rewards points you earn can be used to pay for things like hotels, restaurants, and entertainment. Your participation in this Program will be governed by these Terms and Conditions. The tiers are identical to the M life Rewards program tiers available at MGM brick and mortar casinos. New members will receive $100 bonus SLOT DOLLARS or Match Play, a complimentary stay in a Classic Room and access to the VIP Lounge. Gold: Earned when you reach 75,000 Tier Credits. Discover the Life. M life Rewards will officially assume its new name of MGM Rewards on February 1, 2022. Give the gift of memorable moments with the MGM Rewards Gift Card. At M life, we want you to be taken care of with rewards that are meaningful to you and that are delivered through a. Qualify for the M life Rewards tiers by increasing your Tier Credits with play at slots and/or table games as well as spend on lodging, dining, and entertainment. M life Rewards is now MGM Rewards. Express Comps can be used at Borgata or when visiting any M life Rewards destination nationwide for hotel stays, dining, entertainment, spas, attractions and M life Moments. I didn't have an account with MLife until I arrived in Vegas and I redeemed MyVegas rewards with no problem. Yes, we have an entertainment loyalty program called MGM Rewards. I want to use the M Life to skip the line in Bellagio's coffee shop. Apply by 12/6/2023. The program will feature a new name (“MGM Rewards”), new perks (waived resort fees!) for some members, and updated earning structures. To start your M Life rewards tiers journey, you’ll need to begin earning points. At M life Rewards destinations, members may only earn Base Points on a maximum of $5,000 of M life Eligible Incidental Spend, in addition to Base Points earned on any M life Eligible Room Spend. In early January, MGM Rewards announced it would replace its M life Rewards program with a new MGM Rewards program on Feb. I previously booked Luxor for January based on the recommendations on this forum. See all your benefits and rewards at mlife. 100 base points, 1,000 tier credits, and $1 in free play and express comps for your video poker play. You can also earn M life Rewards points by spending on the M life Rewards Mastercard. You can earn free hotel rooms, meals, show tickets, and more. Enjoy free, safe, and secure account access from your desktop or mobile. Television. Book direct & get discount on your stay or plan the next vacation trip. Frankly I appreciate how straightforward the name is, as there’s not much effort required to remember the name of the program. Re: 2 mlife accounts. Additionally MLife also overhauls their. Restaurants, Buffets, & Private Dining | Las Vegas. MGM Rewards (prev MLife) contact info. MGM Rewards lets you redeem your points toward dining, entertainment, and even hotel stays. Reviewed January 5, 2018 . Members will be rewarded for enjoying hotel, dining, entertainment, and spa experiences. Write a Review. And now, the Unity program is offering. This Promotion is subject to these Promotion Rules and the MGM Rewards Program Terms. Cook Like a Pro Gift Series. M life Rewards Tier Match Promotion. 755. You can buy InterContinental Ambassador status for $200 and be matched to Platinum Elite. ”. Give the gift of memorable moments with the MGM Rewards Gift Card. View Benefits. New MGM Rewards Program. Access to benefits and offers from M life Rewards Preferred Partners; Earn Express Comps™ for playing slots and redeem at all M life Rewards destinations. An extension of M life Rewards, the Company’s premier loyalty program, MVP automatically upgrades members to the second Tier Level, Pearl, which includes free self-parking, and provides a dedicated M life Rewards card identified with the MVP logo. After your first purchase, you will receive an automatic upgrade to Platinum Status, which. Give the gift of memorable moments with the MGM Rewards Gift Card. February 2, 2022. I've checked the website and it still shows pending. For more information on the program, check out the military page on the MGM Resorts website. . 1x point per $1 spent everywhere else. M life brings you more. Earn MGM Rewards Points When You Play Slots, Video Poker, Video Lottery Terminals, Electronic Table Games and Table Games at All MGM Rewards DestinationsRecently rebranded from M life Rewards, MGM Rewards is based on a straightforward concept: Spend money at the hotels and casinos and they’ll give you points, which you can use for hotel. See all your benefits and rewards at mlife. Members will also be rewarded for their slot and table play at any one of MGM Resorts’ destinations nationwide. you have to go to the MLife players club desk to complete the redemption process. Redeem your MGM Rewards Gift Card at participating retail shops, restaurants, bars and lounges, and the wedding chapel. Lindblad Expeditions is known for hardy, expedition-style vessels. You are about to leave the MyLife Rewards website and enter a website hosted by another party. If they find two accounts, just ask them if you can merge them or delete the old one. Darryl McEwen Apr 12, 2021 Apr 12, 2021. • How can I get more information on the MGM Resorts and Royal Caribbean relationship? Please visit the MGM Rewards desk at any MGM Rewards destination or call MGM Rewards Member Services at 1 - 8 6 6 -7 61 -7 1 1 1 . @LasVegasUK discussed the current tier status match in a recent article. Usually open until at least 11. And the standard bonus plan they give you. Players of the myVEGAS app can use the list below to plan our the best Las Vegas rewards to redeem without having to manually search inside of the app. Or use it to relax and unwind and book a luxurious spa treatment. 3x points per $1 spent at M life Rewards Destinations; 2x points per $1 spent on gas and at supermarkets; 1x point per $1 spent everywhere else; 1 Tier Credit for every point earned “Points earned on the M life Rewards MasterCard can be redeemed for FREEPLAY® or Express Comps™ for use towards rooms, dining, and entertainment. Home | MGM ResortsCalifornia, Colorado, Connecticut and Virginia residents – see Cookie Settings for opt-out rights. Save. com. Log In Now. That is why Caesars. These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. •Scan your qualifying M life card for entry and exit (you do not need to take a ticket)Wyndham Rewards → Caesars Rewards; Caesars Rewards → M Life, World of Hyatt, and Rock Royalty (See Below!) 1. Anyone have experience with FNBO and know if this is just standard?Earn 200 MGM Rewards Points on slot activity each day and receive your holiday gift! Visit any MGM Rewards promotional kiosk located on the casino floor to print your gift voucher, then redeem at the Events Desk between 2:00 p. Complimentary Cruise 3.